Loans Regina works with licensed Saskatchewan lenders across 5 loan types. Each has its own page below with who it suits, how the lender sizes it and how quickly it funds by e-transfer. Pick the one that matches the bill in front of you.
Payday Loans Regina
Cover a short gap under Saskatchewan rules: $14 per $100 at most, repaid on your next pay date, cancel by the end of the next business day.
Payday loans Regina lenders fund run from $100 to $1500, cost at most $14 per $100 and leave your chequing account in one debit on your next pay date under The Payday Loans Act of Saskatchewan. This page covers the cost table, the 50% of net pay limit, the cancellation right and the short cheque problem.
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Installment Loans Regina
Spread a furnace, a block heater and battery, or a basement after spring runoff over fixed monthly payments of 3 to 60 months.
Installment loans Regina lenders fund cover $500 to $10000 and come back in equal monthly payments over 3 to 60 months at 18% to 35% APR, so a furnace or a truck repair is spread across many deposits instead of landing on one. This page shows the payment at three rates, the payday comparison and which Regina bills fit.
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Bad Credit Loans Regina
Lenders read deposits from a provincial pay run, a hospital rotation, a refinery shift or a harvest paycheque before an old score.
Bad credit loans Regina lenders approve rest on the pay deposits in your chequing account rather than the score a bank would pull, so late payments, a consumer proposal or a thin file do not close the door on a payday loan of $100 to $1500 or an installment loan up to $10000. Here is what the lender reads instead.
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E-Transfer Loans Regina
Send the form from a bus on Albert Street or the kitchen table and the money arrives by Interac, no drive on an icy Ring Road.
E-transfer loans Regina lenders fund arrive as an Interac e-transfer in your chequing account, within minutes of the lender pressing send if autodeposit is on, so the wait is the lender's review hours, never the transfer itself. Below: funding windows by hour and day, autodeposit against accept by email, the account that qualifies and the next business day cancellation right.
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Personal Loans Regina
Unsecured money for a windshield cracked on Highway 1, a dental bill or the quiet months between harvest and seeding.
Personal loans Regina lenders write online are unsecured, $500 to $10000, repaid in equal monthly payments over 3 to 60 months at 18% to 35% APR, and most people reading this page have already heard no from a bank or credit union. It covers how to pick a term, where a bank is cheaper, and what moves the rate.
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Choosing between them
A payday loan bridges one cheque to the next and is sized to a share of that cheque. An installment or personal loan spreads a larger cost over months. A bad credit page explains what a lender reads instead of a score. If you are unsure, the how it works page walks through the application, and the FAQ answers the questions that come up most.
